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Return on Life

Clarify priorities. Make progress. Be prepared for the future.

“Alice: Would you tell me, please, which way I ought to go from here?
The Cheshire Cat: That depends a good deal on where you want to get to.
Alice: I don't much care where.
The Cheshire Cat: Then it doesn't much matter which way you go.
Alice: ...So long as I get somewhere.
The Cheshire Cat: Oh, you're sure to do that, if only you walk long enough.”

Lewis Carroll, Alice in Wonderland

Successful financial planning involves more than just the balance of your portfolio.

We don’t believe that most people have financial goals, like accumulating more money just for the sake of it, but rather lifestyle goals that have financial implications.  In a sense, what you do with your money is more important than how much you have.

Just like the quote from Alice in Wonderland, if you don’t know where you’re going then any road will do, if we don’t know what’s important to you about money, in other words, what you want out of life, then it really doesn’t make much difference how you invest it.

What is Return on Life?

The majority of our industry focuses on performance, otherwise known as return on investment. With our clients, we use a much more effective approach called Return on Life™. The result of this ROL-centered approach is that our clients are able to live the best lives possible given the money they have.

With ROL, you don’t give up the best of life or the best parts of yourself just to get money. The money is there to serve you, not vice versa. Instead of focusing on someone else’s definition of success, you will write your own. ROL puts quality before quantity by managing your assets in a way that improves your life and provides peace of mind and confidence.

Are you managing your money in a way that improves your life?

Believe it or not, not everyone does – in fact many people do not. Our Return on Life Index asks you to assess 11 aspects of your life that relate to whether or not you are making progress. We identify areas where you can use your money more effectively to make things better. And, importantly, celebrate the areas where you’ve made progress.

Our Return on Life Process

Step 1: The Return on Life Index

Are you managing your money in a way that improves your life? 

The ROL Index asks you to assess 11 aspects of your life that relate to whether or not you are making progress. We identify areas where you can use your money more effectively to make things better. And, importantly, celebrate the areas where you've made progress.

Take the assessment

Data Protection. Global Wealth will keep your personal data confidential, but may disclose it to third parties where necessary for the purposes of providing our services to you, including to, inter alia, associated companies, financial institutions, your other advisers and other parties with whom Global Wealth has contractual arrangements to provide financial products and ancillary and support services, and to regulatory and other governmental bodies where required by or under any enactment or rule of law or court order, including, inter alia, the Revenue Commissioners, Regulators/Competent Authorities and the Pensions Authority.We try to make sure that the information we have about you is accurate and up-to-date. Sometimes we may ask you to verify that the information we have remains accurate. If your information changes, or you believe we have information which is inaccurate or not up-to-date please let us know and we will change it.To find out more about how we interact with your personal data, you can read our full Privacy Notice.

Step 2: The Fiscalosophy Conversation

What are your perspectives on money and how did you arrive at them? 

We've found that each person has their own perspective on 8 key aspects of money. It is important that we understand and appreciate how you think about money including how you got to where you currently are. Just as you can’t expect your doctor to diagnose what’s wrong with you without knowing your complete medical history, it is difficult for us to develop a comprehensive plan without knowing your Fiscalosophy. 

Please specify in the message that you would like to complete the Fiscalosophy questions

Step 3: The Lifeline

Are you financially prepared for life's big transitions?

We believe it's more important to focus on the significant life transitions you see in your future. Common transitions are paying for college, caring for an elderly parent, downsizing a home or transitioning to semi-retirement. These transitions will either add to or subtract from your wealth. Consequently, they will either add confidence or stress depending upon if you’ve planned for the transitions appropriately. We will create a customized Financial Lifeline for you that will specify exactly when to begin addressing these important transitions. We will incorporate this into your wealth plan that builds wealth and protects it against future dangers.

discuss the Financial Lifeline

Please note that the Central Bank of Ireland does not directly regulate the Global Wealth Financial Life Planning Service which may include general guidance or information in relation to your pension and retirement planning needs, protection policies, investments, or Tax and Estate Planning.

Information on this website is not and should not be construed to represent financial advice as it does not take into account the objectives, knowledge and experience or circumstances of any particular person.

Prospective clients should make their own assessment of the information provided and obtain advice suitable to their own individual circumstances. Global Wealth Financial Life Planning may include general guidance or information on tax and estate planning. Please note that Global Wealth does not provide tax or legal advice, nor accept liability for it. Our service is intended to integrate with tax and legal advice from third-party professionals